Blog

Title deeds are crucial when it comes to real property transactions as it provides proof of ownership, legal protection and facilitates transactions. Getting an official title deed in India requires a procedure, but don’t be concerned, it is not as difficult as it may seem. Our comprehensive procedural guide for getting a property title deed can assist you for the process.

Why Do You Need Property Title Deed?

Mentioned below are a few points that emphasize the importance of this document:

Legal Ownership:

A title deed binds the owner and the property legally together. This serves as a legal proof to establish the person as an owner of property.

Protection of Rights:

The title deed also safeguards the rights of the land. The owner can build and use the property for any purpose as per the laws and regulations of that area.

Evidence:

Title deeds are legal proof of ownership or changes in ownership recorded in official documents, thereby giving people complete rights and claims to the specific land.

Finance:

Title deeds are also important to get credit from banks, ensuring things run smoothly between the lender and borrower.

How Can I Get A Property Title Deed?

Listed below are the steps by which you can get a property title deed:

Document Preparation

You need to gather all the necessary documents to register title deeds like identification proof, ownership proof, legal clearance certificates and financial documents.

Conduct a Title Search

The best civil court lawyers in Bangalore will advise you to do a title search to prove that the property has a clear title and is not encumbered by lien or encumbrances before a title deed is obtained.

Consult a Legal Expert

You might need help to understand the process better. Legal professionals are well-versed with the procedural formalities and can easily guide you with every step.

Visit Sub-Registrar Office

You need to visit the Sub-Registrar Office or to the regional land registration office responsible for property registration in that area. Attach the necessary documents together with the required application form for title deed registration.

Document Verification

The Sub-Registrar or designated officer will review the submitted documents to confirm their authenticity. Ensure you manage any issues or missing documents before the registration process begins. 

Paying Fees

Ensure and cross check the appropriate registration fees and stamp duty costs according to the applicable government regulations. The costs and fees vary depending on factors like the value of the property and its location. A penalty of minimum Rs.5 or up to ten times of the deficit total duty could be ordered to be paid depending on the case if the registrar finds the document was not duly stamped. 

Execution of Documents

After verification and fees paid, both parties need to sign the title deed, along with other documents in presence of the Sub-Registrar or any designated officer.

Registration

The Sub-Registrar will formally sign the title deed and other documents in the Register of Deeds. A unique registration number will be given to title documents for future recognition.

Issuance of a Certified Copy

After registration, the Sub-Registrar issues an official copy of the title deed registered in the name of the concerned parties as a proof of registration.

Wrapping Up!

We tried our best to cover every relatable aspect about the procedure required to get a property title deed in this blog. Since title deeds are a vital element for property transactions, this document also proves the ownership, safeguard against liability and help facilitate easy property transfers. You can speak to the best civil court lawyers in Bangalore for assistance. These legal professionals  can be your guiding mates throughout the procedure.